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2014 Montreal Avenue

$ 389,900
Saint Paul, Ramsey, MN 55116
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Beautiful Townhome near Highland Village. This 2bed/3bath/loft/office/2 car attached garage has been meticulously maintained & cared for. Three level living with a great balcony off the kitchen overlooking the common gardens. Style is open on the main, great for entertaining, lower level office, spacious upper level with 2nd floor laundry. Location is amazing. Highland Village is easily walkable. Freeway access is minutes away.
2
Bedrooms
3
Bathrooms
2
Garage
1900
SQFT
Common
Lot Size
4976640
MLS #
Active
MLS Status
$2,797*
TLC
ActiveMLS Status
4976640MLS #
$389,900List Price
Residential-SingleZoning
Zero Lot Line, City Bus (w/in 6 blks)Lot Features
2Rooms
2Bedrooms
1Full Baths
1Half Baths
3Total Baths
2003Year Built
(TH) Side x SideStyle
1900Living Area
Montreal TerraceSub-Division
07/12/18List Date
 
Attached Garage, Driveway - AsphaltParking Characteristics
Full, Finished (Livable)Basement
Cement BoardExterior
1780AGFSF
120BGFSF
CommonLot Size
Asphalt Shingles, Age Over 8 YearsRoof
(TH) Side x SideArchitecture
0Acres
N/APool
Corner of St Paul Ave & Montreal.Direction
Forced AirHeat
City Water/ConnectedWater
CentralCool
City Sewer/ConnectedSewer
N/AAir Cond
Range, Microwave, Dishwasher, RefrigeratorAppliances
Full, Finished (Livable)Basement
Cement BoardExterior
Asphalt Shingles, Age Over 8 YearsRoof
N/AAmenities
   
Room
Level
Dimension
Living Room
Main
23x17
Dining Room
N/A
N/A
Family Room
N/A
N/A
Kitchen
Main
17x12
Bedroom 1
Upper
18x12
Bedroom 2
Upper
16x11
Bedroom 3
N/A
N/A
Bedroom 4
N/A
N/A
Loft
Upper
12x11
Office
Lower
13x10
Utility Room
Lower
12x10
$0Fee
N/AExisting Financing
$6,314Taxes
2018Tax Year
NoIn Foreclosure
NoLender Owned
N/APotential Short Sale
No Owner is an agent?
Exclusive RightList Type
$286Association Fee
 
Zip (55116)
County
National
Population
21,129
5,185,671
299,088,112
Population change since 1990
0.00%
19.00%
20.00%
Population density
3,706
62
N/A
Male
9,658
2,576,735
147,432,321
Female
11,471
2,608,936
151,655,844
Never married
5,524
1,154,206
63,775,926
Married
8,433
2,281,715
123,120,365
Separated
677
132,641
12,639,686
Widowed
1,507
237,498
15,467,586
Divorced
1,610
360,178
23,075,029
Number of households
9,796
2,130,087
111,826,380
Average household size
2.09
2.37
2.60
Median age
39.97
35.79
35.46
 
Zip (55116)
County
National
Median household income
$51,903
$53,696
$48,276
Average household income
$75,212
$66,951
$63,629
Per capita income
$35,850
$28,278
$24,529
Median disposable income
$43,734
$45,155
$41,133
Average total household expenditure
$57,290
$52,879
$50,898
Sales tax rate
7.00%
6.50%
N/A
White collar jobs
73.09%
79.11%
77.74%
Blue collar jobs
26.91%
20.89%
22.26%
 
Zip (55116)
County
National
Less than 9th grade
210
104,473
11,303,796
Some high school
540
179,104
17,430,899
High school graduate
2,817
981,465
58,522,771
Some college
3,074
779,808
39,084,668
Associate degree
698
324,554
14,548,293
Bachelors degree
5,563
747,067
35,038,760
Graduate degree
2,533
299,763
20,156,684
 
Zip (55116)
County
National
Average January high
21.90ºF
19.22ºF
N/A
Average January low
4.30ºF
-0.82ºF
N/A
Average July high
83.30ºF
81.62ºF
N/A
Average July low
63.00ºF
59.05ºF
N/A
Annual percipitation
29.41
27.74
N/A
Earthquake risk
11
12
100
Weather risk
61
43
100
Air pollution index
90
90
100
 
Zip (55116)
County
National
Average home sale price
$263,000
N/A
N/A
Homes owned
5,509
1,610,787
75,521,337
Homes rented
4,287
519,300
36,305,043
Vacant homes
972
194,694
14,069,394
Median dwelling age (years)
47
31
29
Median years in residence
4.11
3.67
3.32
Annual residential turnover
18.86%
18.61%
17.65%
Median travel time to work
19.50
18.70
20.70
Transportation to work: Public
9.00%
3.00%
5.00%
Transportation to work: Drive / Carpool
83.00%
88.00%
88.00%
Transportation to work: Walk / Bike / Other
5.00%
4.00%
4.00%
Transportation to work: Work at home
3.00%
5.00%
3.00%
2014 Montreal Avenue, Saint Paul, MN, 55116
Lifestyle & Mortgage calculator
Personalize your TLC and Know your savings
TOTAL LIFESTYLE COST PER MONTHTLC

$0

*

  • $ 370,405 LoanAmount
  • $ 19,495 Down
  • 4.18 % APR
  • $ 1,807 First mortgage
  • $ 146 Second mortgage
  • $ 201 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,861 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,429* Total monthly TLC
  • $ 350,910 LoanAmount
  • $ 38,990 Down
  • 4.18 % APR
  • $ 1,712 First mortgage
  • $ 97 Second mortgage
  • $ 108 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,624 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,192* Total monthly TLC
  • $ 331,415 LoanAmount
  • $ 58,485 Down
  • 4.18 % APR
  • $ 1,617 First mortgage
  • $ 49 Second mortgage
  • $ 66 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,439 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,007* Total monthly TLC
  • $ 311,920 LoanAmount
  • $ 77,980 Down
  • 4.18 % APR
  • $ 1,522 First mortgage
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,229 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 2,797* Total monthly TLC
  • $ 370,405 LoanAmount
  • $ 19,495 Down
  • 3.69 % APR
  • $ 2,683 First mortgage
  • $ 146 Second mortgage
  • $ 201 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 3,737 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 4,305* Total monthly TLC
  • $ 350,910 LoanAmount
  • $ 38,990 Down
  • 3.69 % APR
  • $ 2,541 First mortgage
  • $ 97 Second mortgage
  • $ 108 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 3,453 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 4,021* Total monthly TLC
  • $ 331,415 LoanAmount
  • $ 58,485 Down
  • 3.69 % APR
  • $ 2,400 First mortgage
  • $ 49 Second mortgage
  • $ 66 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 3,222 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,790* Total monthly TLC
  • $ 311,920 LoanAmount
  • $ 77,980 Down
  • 3.69 % APR
  • $ 2,259 First mortgage
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,966 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,534* Total monthly TLC
  • $ 370,405 LoanAmount
  • $ 19,495 Down
  • 4.35 % APR
  • $ 1,844 First mortgage
  • $ 146 Second mortgage
  • $ 201 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,898 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,466* Total monthly TLC
  • $ 350,910 LoanAmount
  • $ 38,990 Down
  • 4.35 % APR
  • $ 1,747 First mortgage
  • $ 97 Second mortgage
  • $ 108 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,659 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,227* Total monthly TLC
  • $ 331,415 LoanAmount
  • $ 58,485 Down
  • 4.35 % APR
  • $ 1,650 First mortgage
  • $ 49 Second mortgage
  • $ 66 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,472 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,040* Total monthly TLC
  • $ 311,920 LoanAmount
  • $ 77,980 Down
  • 4.35 % APR
  • $ 1,553 First mortgage
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,260 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 2,828* Total monthly TLC
  • $ 370,405 LoanAmount
  • $ 19,495 Down
  • 4.44 % APR
  • $ 1,864 First mortgage
  • $ 146 Second mortgage
  • $ 201 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,918 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,486* Total monthly TLC
  • $ 350,910 LoanAmount
  • $ 38,990 Down
  • 4.44 % APR
  • $ 1,766 First mortgage
  • $ 97 Second mortgage
  • $ 108 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,678 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,246* Total monthly TLC
  • $ 331,415 LoanAmount
  • $ 58,485 Down
  • 4.44 % APR
  • $ 1,667 First mortgage
  • $ 49 Second mortgage
  • $ 66 PMI
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,489 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 3,057* Total monthly TLC
  • $ 311,920 LoanAmount
  • $ 77,980 Down
  • 4.44 % APR
  • $ 1,569 First mortgage
  • $ 341 Tax
  • $ 572 Fees
  • $ 80 Home insurance
$ 2,276 Total monthly mortgage payment
  • $ 242
    Commute
  • $ 48
    Gas cost
  • $ 45
    Car Maintenance
  • $ 149
    Car Insurance
  • $ 161
    Utilities
  • $ 93
    Heating/Cooling
  • $ 68
    Water/Sewer
  • $ 0
    Garbage
  • $ 0
    Lawn/Snow care
  • $ 0
    Other
  • $ 165
    Entertainment
  • $ 24
    Phone
  • $ 48
    Internet
  • $ 48
    TV
  • $ 45
    Cell
  • $ 0
    Other
$ 2,844* Total monthly TLC

Payment Breakdown



Closing Cost

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CAR INFORMATION

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Courtesy: Emerald Real Estate

Information deemed reliable but not guaranteed. IDX data © 2018 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms and are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. TLCengine is not a Multiple Listing Service, nor does it offer MLS access. This website is a service of TLCengine, a service company Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed. Data updated daily; data last updated 08/15/2018.

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    • $2,229PITI
    • 4.18%APR
    • $48Commute Cost
    • $161Utilities
    • $165Entertainment
    • $2,797TLC
    • $77,980Down Payment
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